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The privacy-first mortgage companion for Germany.

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Mortgage calculations and simulations are provided for informational purposes only and do not constitute financial advice or lending recommendations.
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  • Anfängliche Tilgung

    Glossary: German mortgage terms explained

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    The anfängliche Tilgung is the percentage of the original loan amount that is repaid in the first year.

    On an Annuitätendarlehen the actual repayment share rises over the term because the payment stays constant while the interest share falls. Initial rates from around 2% are typical; many banks offer a choice of several rates.

    Related terms

    • Tilgung
    • Annuität
    • Tilgungssatzwechsel
    Calculate your own rate: free annuity calculator

    General information, not investment or financial advice.