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The privacy-first mortgage companion for Germany.

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Mortgage calculations and simulations are provided for informational purposes only and do not constitute financial advice or lending recommendations.
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  • Nebenkosten

    Glossary: German mortgage terms explained

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    Nebenkosten are the ongoing costs of a property apart from the loan payment, such as property tax, insurance, heating, water and waste collection.

    Unlike the Kaufnebenkosten they recur permanently. They belong in every Haushaltsrechnung because they reduce the monthly amount available.

    Related terms

    • Haushaltsrechnung
    • Instandhaltungsrücklage
    • Kaufnebenkosten
    Calculate your own rate: free annuity calculator

    General information, not investment or financial advice.