Hypomeister
  • Features
  • Calculator
  • How it works
  • Security
  • FAQ
Hypomeister

The privacy-first mortgage companion for Germany.

© 2026 Hypomeister. All Rights Reserved.

Product
  • Features
  • Calculator
  • Security
Company
  • Blog
  • Glossary
  • Contact
Legal
  • Imprint
  • Privacy
  • Terms
  • Account Deletion
Mortgage calculations and simulations are provided for informational purposes only and do not constitute financial advice or lending recommendations.
  • Features
  • Calculator
  • How it works
  • Security
  • FAQ
  • Forward-Darlehen

    Glossary: German mortgage terms explained

    Back to glossary

    A Forward-Darlehen secures the interest rate for the Anschlussfinanzierung years before the Zinsbindung ends, in return for an interest premium.

    It protects against rising rates but costs more the earlier it is taken out. If rates fall, the locked-in rate may turn out worse than the market rate.

    Related terms

    • Anschlussfinanzierung
    • Zinsbindung
    • Sollzins
    Calculate your own rate: free annuity calculator

    General information, not investment or financial advice.