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The privacy-first mortgage companion for Germany.

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Mortgage calculations and simulations are provided for informational purposes only and do not constitute financial advice or lending recommendations.
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  • Nominalzins

    Glossary: German mortgage terms explained

    Back to glossary

    The Nominalzins is the contractually agreed interest rate charged on the loan amount; for property loans it equals the Sollzins.

    It says nothing about additional costs of the loan. To compare offers, the Effektivzins is therefore more meaningful.

    Related terms

    • Sollzins
    • Effektivzins
    • Zinsbindung
    Calculate your own rate: free annuity calculator

    General information, not investment or financial advice.