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The privacy-first mortgage companion for Germany.

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Mortgage calculations and simulations are provided for informational purposes only and do not constitute financial advice or lending recommendations.
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  • Zinsbindungsende

    Glossary: German mortgage terms explained

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    The Zinsbindungsende is the point at which the agreed Zinsbindung of a property loan expires and the Restschuld has to be renegotiated or repaid.

    From this date the Restschuld can be repaid in full without a Vorfälligkeitsentschädigung. Banks usually send a Prolongation offer months in advance; doing your own comparison is worthwhile.

    Related terms

    • Zinsbindung
    • Anschlussfinanzierung
    • Restschuld
    • Prolongation
    Calculate your own rate: free annuity calculator

    General information, not investment or financial advice.